Personal loans
Customized financing to consolidate high-interest debt and unlock financial flexibility.
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About BHG
Programs
Accomplish more with extended terms and large loan amounts1
Accomplish more with extended terms and large loan amounts1
See whether you may be eligible for the amount you’re considering — with absolutely no impact to your credit score.2
This won’t impact your credit!2
BEST FOR LARGE LOANS IN 2026 BY:
$33B+
LOANS FUNDED
300K+
CUSTOMERS FUNDED
This is my second experience with BHG. Five stars! They handled the process with care, ease, and professionalism.
Diana W., BHG Financial Customer
- Personal loans
- Business loans
Why get a personal loan through BHG Financial?
Low, fixed rates
APRs as low as 6.49%.1
Large loan amounts
Large loan amounts up to $250,000.1
Flexible loan terms
Terms between 2 and 10 years1,3 to help meet your monthly payment goal.
Flexible loan terms
Terms between 2 and 10 years1,2 to help meet your monthly payment goal
Soft credit pre-qualification
Apply without impacting your
credit score.2
No collateral required
Large, unsecured personal loans that don’t require you to use your home as collateral.
Flexible loan terms
Terms between 2 and 10 years1,2 to help meet your monthly payment goal
25+ years in business
We've provided financial solutions for decades
with an A+ rating from the BBB.
Why get a personal loan from BHG Financial?
Low, fixed rates
APRs as low as 6.49%.1
Large loan amounts
Large amounts up to $250,000.1
Flexible loan terms
Terms between 2 and 10 years1,2 to help meet your monthly payment goal.
Soft credit pre-qualification
Apply without impacting your
credit score.3
No collateral required
Large, unsecured personal loans that don’t require you to use your home
as collateral.
25+ years in business
We've provided financial solutions for decades with an A+ rating from the BBB.
Grow with funding that fits your business
Grow with funding that fits your business
We offer flexible business financing to help you scale your operations, and streamline existing debt — paving the way for sustainability and growth.
-
Loan amounts up to $500K1,5
-
Terms up to 12 years1
Lending designed around you
As a busy professional in a dynamic environment, your time is valuable. At BHG Financial, we’ve streamlined the process to get you funded fast.4
Prequalify in seconds - with no impact to your credit2
01
Check eligibility
Check your eligibility in seconds4—no impact to your credit score.2
02
Customize your loan
You will be directed to a secure portal to submit documents, and a finance manager will follow up to finalize your loan.
03
Receive funds fast
If approved, you will receive your funds in one lump sum in as few as 5 days.4
Prequalify in seconds - with no impact to your credit2
Customer testimonials
Why high earners choose us
Why high earners choose us
Customer testimonials
Why high earners choose us
BHG Financial has been trusted to fund over $33 billion in loans. But don’t take our word for it.
BHG Financial has been trusted to fund over $33 billion in loans. But don’t take our word for it.
See if a personal loan is right for you
Check eligibility with no impact to your credit score.2
See if a personal loan is right for you
Check eligibility with no impact to your credit score.2
Bankers Healthcare Group, LLC d/b/a BHG Financial NMLS ID# 2040829
Not all solutions, loan amounts, rates or terms are available in all states.
Advertised rates are subject to change without notice.
1 Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Not all applicants will qualify for the lowest rate.
2 There is no impact on your credit for applying. For personal loans, a complete credit history, which will appear as an inquiry on your credit report, will be performed upon acceptance and funding of the loan and may impact your credit.
3 Personal Loan Repayment Example: A $60,000 personal loan with a 7-year term and an APR of 17.06% would require 84 monthly payments of $1,191.38.
4 This is not a guaranteed offer of credit and is subject to credit approval.
5 BHG Financial business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.
Annual percentage rates (APRs) for personal loans range from 6.49% to 28.89%, with terms from 2 to 10 years.
Consumer loans funded by Pinnacle Bank, a Tennessee bank, or County Bank. Equal Housing Lenders. 
Testimonial(s) based on unique customer experience. Individual customer experiences may vary.
For California Residents: Personal loans made or arranged pursuant to a California Financing Law license - Number 603G493.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.